Services Offered by sbaSTRATEGIES

Development of SBA Loan Policies and Procedures
sbaSTRATEGIES will assist in the development of SBA Policies and Procedures specific to your lending institution.  The written policies will be used to guide your staff on the goals of your organization.  The key elements will consist of SBA Portfolio Management, Underwriting Standards and Loan Administration.  The procedures will outline specific steps, forms, responsibilities for processing, closing, servicing and liquidating of the SBA loan. 

Loan Eligibility and Structuring Assistance
We work with lenders to determine loan eligibility and assist in the loan structuring to meet the needs of the lender and the borrower.

Loan Packaging
sbaSTRATEGIES works with the lender and their client to prepare the entire SBA loan application, increasing your chances for loan obtaining loan approval.

Lender File Reviews / Efficiency Reviews
Our team of SBA experts reviews existing SBA loan portfolios and processes for its adherence to the technical and operational standards established by SBA.  We can identify deficiencies and recommend solutions.  Lender receives a complete report which is a useful management tool.

Closing and Funding Services
Once the SBA loan is approved, we can process the loan for closing, ensuring that all SBA required documents are collected from the borrower and third parties and coordinate the closing.  Once the loan is closed, a complete loan file will be returned to your financial institution along with a list of post-closing items still pending. 

Secondary Market Sales
sbaSTRATEGIES can provide secondary market opportunities for your financial institution.  We can help you maximize your profits from the sale of your loans by providing the best resources.

Loan Servicing
Our team can assist in the servicing of your loan so you stay in compliance with the government guidelines and know you have a secure guarantee throughout the life of the loan.

Pre and Post Closing Reviews
The reviews give your financial institution confidence that your guaranty is secure.

Workout Assistance
Our team of SBA experts will insure your recovery and response time meets SBA guidelines throughout the entire process, and will provide assistance in preparing the complete guaranty purchase package documentation.

Total Outsource Program
With sbaSTRATEGIES government lending just got easier, more affordable and more profitable.  Outsourcing has many advantages.  It lowers your personnel costs, training and facility overhead.  It gives you access to a team of experienced professionals, flexibility in capacity, reduces turnaround time and allows your staff to refocus on their core tasks.